01
STK Push Integration
Customer-initiated payments via Lipa Na M-Pesa Online. Clean UX, retry handling, and post-payment redirect logic.
M-Pesa · Daraja API
M-Pesa integrations done properly.
Senior-level Daraja API integration for e-commerce, SaaS, mobile apps, and enterprise platforms. STK Push, C2B, B2C, recurring billing, reconciliation, and webhook hardening — engineered for real production volume.
What proper M-Pesa integration means.
Most M-Pesa integrations stop at a working STK Push and a successful test transaction. Then the real world arrives: dropped callbacks, duplicate payments, retries, reconciliation pain, and finance teams stuck in Excel. We engineer Daraja integrations the way payment infrastructure is built globally — with idempotency, observability, reconciliation, and admin tooling from day one.
Capabilities
Every Daraja capability — production-grade.
02
Subscription Billing
Recurring M-Pesa billing for SaaS and membership products. Customer-managed cards-on-file experience using approved Daraja patterns.
03
E-commerce Payments
Full e-commerce M-Pesa checkout — cart-to-confirmation, refund flows, abandoned cart recovery, and order admin.
04
API Integrations
Daraja wired into your existing stack — Shopify, WooCommerce, Stripe, custom systems, ERPs, CRMs, and accounting tools.
05
Security & Reliability
Idempotent callbacks, signed webhooks, encrypted credential storage, rate limiting, and observable error states.
06
B2C Disbursement
Bulk payouts via M-Pesa B2C — payroll, supplier payments, refunds, marketplace seller payouts.
Industries served
Trusted across every transactional sector.
E-commerce
SaaS platforms
EdTech
FinTech
Logistics & delivery
Healthcare
Hospitality
Marketplaces
FAQ
M-Pesa integration — Answered.
Every integration is scoped individually — some straightforward STK Push builds ship in a few days, while full systems with C2B, B2C, reconciliation, and admin tooling take longer. We give you a firm delivery estimate after the scoping call.
Yes. We prepare the technical artifacts, IP whitelisting, callback URLs, and supporting documentation, and walk your team through Safaricom's Go-Live submission.
Yes. We build custom plugins or use vetted ones, depending on your scale. Custom is usually more reliable for serious volume because you control reconciliation logic.
Reconciliation is half of any real M-Pesa engagement. We build admin dashboards that match transactions to orders/invoices, surface mismatches, and export to your accounting system. This alone usually pays for the engagement.
When done properly, yes. We store Daraja credentials in a secrets vault, sign all callbacks, enforce HTTPS and IP allow-listing where supported, use idempotency keys to prevent duplicate processing, and keep full audit trails.
Yes. Multi-merchant routing, marketplace splits, and per-vendor reporting are all supported. Useful for marketplaces, school fee platforms, and aggregators.
Your next project
Ship M-Pesa the way real payment infrastructure ships.
Tell us your product. We'll scope the integration in 48 hours.